Thanks to Addy for letting me know that physical gifts are worth about 70% of its monetary value to the recipients. (Read: Wedding Gifts: Cash is King.) I wonder how my card recipient will feel about their other non-cash presents after reading this card. Here’re the links to the studies if you are curious: https://www.amherst.edu/media/view/104699/original/christmas.pdf http://www.francisflynn.com/wp-content/uploads/2010/03/Money-cant-buy-love.pdf